April 1, 2023

Insider’s experts select the best products and services to help you make informed decisions (see below).In some cases, we will our companion, however, our opinions are our own. Terms apply to the offers listed on this page.

  • CIT Bank offers a one-year Amazon Prime subscription valued at $139 when you open a money market account.
  • To qualify, you must use a promo code, deposit at least $15,000, and deposit the money for 60 days.
  • Amazon promo codes will expire on March 23, 2024.
  • Read CIT Bank’s full review on Insider.

Citibank is Offers a year of free Amazon Prime when you open a new CIT Bank Money Market Account. A one-year Amazon Prime subscription is worth $139.

To be eligible for the unique bonus, you need to meet the following requirements:

  • Use promo code”AMZN22” When opening an account
  • Deposit at least $15,000 into your account within the first 15 days
  • Maintain $15,000 in your account for 60 days following the 15-day funding period

CIT Bank will email you an Amazon Prime membership code approximately 60 days after you meet all requirements.

Compare savings accounts

If you currently have an Amazon Prime membership, you can use this code to renew Amazon Prime for one year.Amazon Prime codes can be used to March 23, 2024. After this date, your code will expire and you will not be able to sign up for a free subscription.

You can choose to open CIT Bank Money Market Account As a managed account, but keep in mind that Amazon Prime’s free year is not included in a managed account.

More about CIT Personal Money Market Accounts

Annual Yield (APY)

1.40% APR

Minimum deposit amount

100 dollars

Annual Yield (APY)

1.40% APR

Minimum deposit amount

100 dollars


  • Competitive APY
  • A free one-year subscription to Amazon Prime if you meet the requirements
  • Low account opening deposit of $100
  • Connect your account to Zelle or PayPal
  • No monthly service fee


  • no paper checks
  • no debit card
  • Can’t withdraw money at ATM
  • no physical location

Read our review
Read our review a long arrow pointing to the right

More information

  • Connect to Zelle and PayPal
  • To get one year of free Amazon Prime, you must use promo code AMZN22 and deposit at least $15,000 within the first 15 days of account opening; you must also keep at least $15,000 in your account within 60 days of the initial funding period
  • Interest compounded daily and paid monthly
  • FDIC Insurance

This CIT Bank Money Market Account Featured in our guide to the best money market accounts.

you might like CIT Bank Money Market Account If you want to get competitive rates with a bank account. It also has no monthly service fee, so you won’t have to pay bank fees to maintain your account.

The main disadvantage of this account is that CIT Bank will not give you a paper check or debit card. Other financial institutions may have easier access to funds in your money market account.

How CIT Bank Works

CIT Bank is a division of First Citizens Bank. January 2022, First Citizens Bank announced the completion of the merger with CIT Bank. CIT Bank will continue to offer different bank account options than First Citizens Bank, and existing customers will have the same products and services.

You can open online CIT savings, checking, CD and money market accounts anywhere in the United States.

CIT Bank’s mobile app received 4.6 out of 5 stars in the Apple Store and 4.3 out of 5 stars in the Google Play Store.

The bank provides 24/7 customer support via live chat. If you want to speak to someone on the phone, please call 9am-9pm on weekdays or 10am-6pm ET on weekends.

Your deposit is insured by the FDIC up to $250,000, or $500,000 for joint accounts.

CIT Bank Account Bonus Comparison

CIT Bank, Investors eAccess and Chase have special offers in our guide to the best bank account promotions. Below, you can see how these three offers compare.

Please keep in mind that Chase and Investors eAccess accounts may incur a monthly service fee.

Your decision between these three bank account bonuses may depend on which accounts you want to open and whether you prefer a cash bonus or a free subscription.

Most banks that offer cash promotions require you to open a checking account. For example, if you open a new Wells Fargo daily checking account, Wells Fargo will receive a welcome bonus of up to $250. Chase has two account bonuses: $200 bonus Chase Total Inspection® and $100 bonus Chase Secure Bank℠.

CIT Bank is a little different, offering promotional offers through money market accounts. Plus, instead of offering a cash promotion, you can get a one-year subscription to Amazon Prime—for reference, a one-year subscription to Amazon Prime costs $139.

If you don’t have a preference, your choice may depend on how easy it is for you to get one bonus over another.

To qualify for the Wells Fargo bonus, you need to receive a minimum of $1,000 in direct deposit within 90 days of account opening.

Chase lets you earn bonuses Chase Total Inspection® If you set up direct deposit within the first 90 days; if you turn on Chase Secure Bank℠you need to make at least 10 transactions in the first 60 days.

CIT Bank will require you to deposit a minimum of $15,000 within the first 15 days. You’ll need to maintain this amount for 60 days after the funding period to get a one-year Amazon Prime subscription.

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